Financial giant FINCA Uganda is proud and excited to share their 2024 financial performance, showcasing the bank’s commitment to serving low-income entrepreneurs and communities across Uganda.
FINCA achieved a sustainable net profit of UGX 4.9 Billion, supported a UGX 136.2 Billion loan portfolio, and grew customer deposits to UGX 130 Billion.
FINCA’s 2024 financial results reflect their unwavering commitment to empowering communities across Uganda and their commitment to financial inclusion and sustainable growth!

This success is driven by the institution’s dedication to financial inclusion and sustainable development.
“But more than just numbers, we are proud of our work in supporting agency banking, empowering women entrepreneurs and more”.

How is FINCA Uganda helping to build a brighter future for Uganda?
The 2024 financial results demonstrate the institution’s commitment to financial inclusion and sustainable growth!
With a strong loan portfolio, growing customer deposits, and a sustainable net profit, FINCA is empowering communities across the country.

Mr. James Onyutta
Managing Director, FINCA Uganda Limited speaks out on
FINANCIAL PERFORMANCE 2024
I am pleased to announce FINCA Uganda’s financial results for the year ended December 31, 2024, showcasing our remarkable resilience, strategic agility, and steadfast commitment to financial inclusion and sustainable development. As a leading microfinance deposit-taking institution, we continue to play a pivotal role in fostering economic empowerment and creating opportunities for individuals, families, and communities across Uganda.
As Managing Director of FINCA Uganda, I am immensely proud to present our 2024 performance, which is a testament to the hard work and dedication of our exceptional team, the strategic vision of our Board, and the enduring partnerships that drive our success.
Building upon the strong foundation we established in the past year, we have continued to innovate, adapt, and deepen our impact on the communities we serve. In 2024, we remained focused on serving our customers with excellence, promoting financial inclusion, and contributing to Uganda’s economic growth.
Key Performance Highlights: A Year of Strategic Execution
and Community Transformation
Financial Strength & Sustainability
We maintained a sustainable net profit of UGX 4.9 billion in 2024, a remarkable feat in the face of a dynamic and competitive economic landscape. This profitability underscores our commitment to prudent financial management and our ability to deliver long-term value to our stakeholders.
Strategic Loan Portfolio Management
We maintained a well-balanced loan portfolio of UGX 136.2 billion as of 31st December 2024, reflecting our strategic approach to lending and our commitment to supporting key
sectors of the Ugandan economy. Our lending activities align with our mission of promoting financial inclusion and empowering entrepreneurs to grow their businesses.
Customer Trust & Growth
Our customer deposits hit UGX 130 billion as of 31st December 2024, demonstrating the continued trust and confidence of our valued clients in FINCA Uganda. We remain committed to providing secure and accessible deposit services that enable our customers to save for their future and achieve their financial goals.
Empowering Communities Through Financial Inclusion
Serving Underserved Communities
Through strategic fintech partnerships, we have significantly expanded our reach to underserved populations by:
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Empowering women entrepreneurs through tailored financial solutions.
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Providing financial support and training to youth, enabling them to start and grow their businesses.
Supporting Agency Banking
As of December 2024, in collaboration with our partners, we supported over 3,662 agency banking agents, facilitating access to financial services in remote and underserved areas.
Driving Green Financing
We strengthened our commitment to environmental sustainability through our partnership with ACELI, providing green financing solutions to support sustainable agricultural practices and promote responsible environmental stewardship.
Empowering Foreign-Born Residents
We increased our support to refugees and refugee communities, providing access to financial services and economic opportunities to help them rebuild their lives and contribute to the Ugandan economy.
Digital Innovation & Enhanced Customer Experience
We expanded and upgraded our digital services to enhance customer experiences and support the long-term growth of FINCA Uganda. By embracing technology and empowering our customers with convenient and accessible digital solutions, we are
helping to build a more financially inclusive and prosperous Uganda. As of December 2024, 70.5% of our transactions were conducted through digital channels, and this number continues to grow.
Looking Ahead: FINCA Uganda’s Vision for the Future
As we look ahead to 2025 and beyond, we remain committed to our strategic priorities of driving innovation, deepening our community impact, and creating sustainable value for all our stakeholders. I am grateful for the unwavering support of our customers, dedicated employees, supportive shareholders, and valued partners. Together, we will continue to build a brighter and more prosperous future for Uganda. Iam grateful for the unwavering support of our customers, dedicated employees, supportive shareholders, board members and valued partners.
About FINCA Uganda
FINCA Uganda Limited (MDI) is a microfinance deposit-taking institution serving low-income entrepreneurs and communities across Uganda. As part of the global FINCA Impact Network, we are committed to providing innovative and responsible financial services that enable individuals and families to build a brighter future.
Together, we build a brighter future for Uganda.
James Onyutta
Managing Director, FINCA Uganda Limited (MDI).


